January 20th is the beginning of the end of my debt. Though I have been working toward paying off debt for the last 4 months, but today it gets intense. No playing around. I will be dedicated and honest! I will track my successes and failures here.
January 20th 2013
Current Debt Status:
NavyFed CC Balance: $1990.96 (Goal have this payed by Feb 20th)
Nelnet Balance: $4380.00
Federal Student Loan Balance: $20,966.00
Car Loan: $21,935.00
Goal - Contribute $2000 to debt. That is $400 more dollars than the contribution from last month. I plan to squeeze money from all corners and start a new job. Substitute teaching! This is contingent upon my Mother in Law's arrival, so cross your fingers that things work in my favor!
Next check in February 20th!
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February Debt Update
Current Debt Status:
NavyFed CC Balance: $695.46 (Goal have this payed by March 15th)
Nelnet Balance: $4423.86 (Goal have this payed by March 31th)
Federal Student Loan Balance: $20,851.33
Car Loan: $21,573.00
$478 applied to the Car Loan
$254.97 applied to Federal Student Loan Balance
$0 applied to Nelnet. It's in deferment until March. Interest caused total to increase
$1300 applied NavyFed CC Balance
Total of $2032.97 applied.
Goal - Contribute $2100 to debt. That is 67 more dollars than the contribution from last month. I plan to squeeze money from all corners and pick up substitute teaching assignments every chance I get.
Next check in March 20th!
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